Tuesday, December 1, 2009

I overpay for Health Insurance! Cobra... Booooo!

So I had a GREAT job last year teaching Elementary P.E. in Arlington ISD. When I got married in July I had to quit my job and move to Lubbock where my husband is finishing up grad school. Luckily I found another great job that provides health insurance. My cost was only going to be $115/mo! Awesome! Well, when I got the details of the plan... not so lucky:( My insurance with the school district had a $500 deductable and $2,000 max out of pocket. The new insurance with the Lubbock job, $2,000 deductable and $5,000 max out of pocket! OUCH! The cost of my insulin, strips, pump and supplies is over $600/month. So, I chose to go with COBRA so that I can keep the school district insurance. Now I have to pay $378/mo for COBRA.

Having Diabetes doesn't suck so bad, what sucks is thinking about what I could do with $378/mo.